In our User Privacy Notice, we have compiled all essential information about our handling of your personal data and your corresponding rights for you.
This User Privacy Notice is effective from March 01, 2022.
1. Scope and updates of this User Privacy Notice
This User Privacy Notice applies to your use of this website and all ThagiKade applications, services (including payment services), products, and tools (collectively the “Services”), regardless of how you access or use these Services, including access via mobile devices and apps.
2. Controller
Creation I V (Private) Limited is responsible for the collection and processing of your personal data in connection with the provision of the Services depending on how you use our Services.
3. Data protection officer and contact
We have appointed a data protection officer who oversees the protection of your personal data. You will find the contact details of your data protection officer in the contact us section once you log in to your account.
4. What personal data do we collect and process
We collect your personal data when you use our Services, create a new ThagiKade account, provide us with information via a web form, add or update information in your ThagiKade account, participate in online community discussions or otherwise interact with us. We also collect personal data from other sources (such as other CreationIV corporate family members, credit agencies or bureaus, and data providers).
5. Purposes and legal basis for data processing and categories of recipients
We process your personal data for various purposes and based on several different legal bases that allow this processing. For example, we process your personal data to provide and improve our Services, to provide you with a personalized user experience on this website, to contact you about your ThagiKade account and our Services, to provide customer service, to provide you with personalized advertising and marketing communications, and to detect, prevent, mitigate and investigate fraudulent or illegal activity. We also share your information with third parties, including service providers acting on our behalf, for these purposes. In addition, we may share your personal data among CreationIV group companies in order to fulfill our contract with you under the User Agreement and, if applicable, the Payments Terms of Use.
6. International data transfers
Some recipients of your personal data are located outside your country or have offices in countries where data protection laws may provide a different level of protection than the laws in your country. When transferring personal data to such recipients, we provide appropriate safeguards.
7. Storage duration and erasure
Your personal data will be stored by us and our service providers in accordance with applicable data protection laws to the extent necessary for the processing purposes set out in this User Privacy Notice (see section 5. Purposes and legal basis for data processing and categories of recipients for more information on the processing purposes). Subsequently, we will delete your personal data in accordance with our data retention and deletion policy or take steps to properly render the data anonymous, unless we are legally obliged or permitted to keep your personal data longer (e.g. for legal compliance, tax, accounting or auditing purposes, or to detect and prevent fraudulent or illegal activity on ThagiKade). In Europe, the retention periods are generally between 6 and 10 years (e.g. for contracts, notifications, and business letters). As far as legally permissible or required, we restrict the processing of your data instead of deleting it (e.g. by restricting access to it). This applies in particular to cases where we may still need the data for the execution of the contract or for the assertion of or defense against legal claims, or where such retention is otherwise required or permitted by law. In these cases, the duration of the restriction of processing depends on the respective statutory limitation or retention periods. The data will be deleted after the relevant limitation or retention periods have expired.
8. Rights as a data subject
Subject to possible restrictions under national law, as a data subject, you have the right to access, rectification, erasure, restriction of processing and data portability with regard to your personal data. In addition, you can withdraw your consent and
object to our processing of your personal data on the basis of our legitimate interests. You can also lodge a complaint with a supervisory authority.
9. Cookies & similar technologies
When you use our Services, we and selected third parties use cookies and similar technologies to provide you with a better, faster and safer user experience or to show you personalized advertising. Cookies are small text files that are automatically created by your browser and stored on your device when you use the Services. You can find detailed information about the use of cookies and similar technologies and your choices in our User Cookie Notice.
10. Data security
We protect your personal data through technical and organizational security measures to minimize risks associated with data loss, misuse, unauthorized access, and unauthorized disclosure and alteration. To this end, we use firewalls and data encryption, for example, as well as physical access restrictions for our data centers and authorization controls for data access.
